If the Listing Price is Perfect - Perhaps Your Offers Won't Be

If the List Price is Perfect - Perhaps Your Offers Won't Be

Determining a listing price for your North Shore home is part technology, part gut feeling, and part science project. ?

• The technology is the information gleaned from the Multiple Listing Service that tells us what comparable homes are on the market for and what they have sold for. ?
• The gut feeling comes from the experience that we, as real estate agents, have from living and working in a particular market. ?
• And the science project? ?Let's just say that that could blow up your lab. . . .

Why? ?Because the first two components are key to getting your home listed at the "sweet spot" price. ?A price that is compelling, invites interest, and is reasonable. ?A price that allows for negotiation but is not too high to discourage offers in the first place. ?

However, if a house is priced below that spot troubles can arise. ?I know many sellers want to leave "wiggle room" but how much should that be? ?What if the wiggle room is too small? ?We know what happens when it is too big - price reductions. ?If your negotiating space is too small and buyer's agents don't check the comps, guess what? ?Low-ball offers -? regardless of how well it's priced.

Every month I prepare market statistics for Winnetka, Wilmette, Kenilworth and Glencoe. ?As an example, Wilmette homes sold for 93% of list price in my October market report. ?That is an average and means some sold for less and some for more. ?That average can be used as a guide, but it may not be directly related to the house you are bidding on.

Make sure your agent has checked the comps, knows the area, and is confident in the numbers. ?Because the offers I am getting on an excellently priced house - where there is indeed wiggle room, tell me otherwise.

Source: http://activerain.com/blogsview/3534118/if-the-listing-price-is-perfect-perhaps-your-offers-won-t-be

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Rev. Run Weight Loss: Hip-Hop Legend Drops 22 Pounds In Effort ...

At 48, Joseph "Rev. Run" Simmons is finally hitting his stride with a healthy diet and exercise routine that he says is on par with achieving the kind of physique he'll need to keep up with his Run-D.M.C. group mate Darryl "D.M.C" McDaniels.

"I just did a concert with D.M.C. after 13 years, and after losing some pounds for that, I felt really good," Simmons told The Huffington Post. "We got good reviews for having lots of energy on stage and I realized that if I?m going to continue to do shows ... I gotta be in Mick Jagger-type of condition."

But aesthetic goals (and criticism from the public) aside, Simmons says his new healthy-living routine is rooted in something far more serious -- combating his higher-than-average risk for Type 2 diabetes.

"I found out that [my father] had diabetes in his older age and as I was moving along in my life ... I realized that I had to start losing weight," he said, explaining how he's taken up walking and recently dusted off his treadmill in an effort to stay the course during the chillier winter months. "[It was] for many reasons, but the number one reason was for health."

And while family history factors in to why Simmons needs to get his health in check, diabetes educator Jeanette Jordan said it's a myth many people need to dispel.

"One of the biggest [misconceptions] out there is people feel like diabetes runs in [their] family, so it?s inevitable that they?re going to get it," Jordan said, touting her employer Novo Nordisk's "Ask. Screen. Know." campaign, for which Simmons is now an ambassador. "The message that we?re trying to get out is that it doesn?t have to happen to you the same way. Yes, family history is a risk factor, but it doesn?t mean that because this happened to your mom it has to happen to you.

A diabetes diagnosis also doesn't mean life-altering changes, Jordan said. "What we need to do is not that difficult ... moderation is actually the key. We don?t take away everything that you love, it?s just how much we eat," Jordan said, stressing the importance of knowing which foods turn into sugar, forgoing sweetened soft drinks, and realizing that you can limit yourself to just one cheddar biscuit from Red Lobster and still enjoy your meal.

"The myth is that life is going to change so drastically, '[I'm] not going to be happy with my dining anymore', and that?s not true. You can live well with diabetes if you have it. But the first thing is, you have to be screened, you have to know if you have it. Ask yourself if you?re at risk and then do something about that," Jordan said.

Simmons agrees that knowing is the key -- even if you are the picture of perfect health. "My dad had diabetes, so it doesn?t mean just because Russell stands on his head and does yoga, and Angela?s in perfect health that they don?t have it," he said, referring to his yoga-promoting brother Russell Simmons and his daughter Angela Simmons, who showed off a svelte new figure earlier this year.

And just ahead of the holidays Simmons said he's relying on them for support. "They?re right there for me; they know what I?m doing to keep my weight under control ... and [during the holiday season] I believe in being proactive instead of reactive," Simmons said. "I have all types of things set up so I know, this is what I?m going to eat when this sweet tooth moment comes, this is what I?m going to eat when dinner comes around. And no, I?m not going to wait until the big dinner. [For Thanksgiving], I didn?t wait for the one big moment, I had already eaten twice, the right way, before dinner, so when dinner came, I wasn?t starved."

Related on HuffPost:

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Source: http://www.huffingtonpost.com/2012/11/27/rev-run-weight-loss-lower-diabetes-risk_n_2198731.html

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Palestinians say no rush to join international court after U.N. vote

UNITED NATIONS (Reuters) - The Palestinians will not rush to sign up to the International Criminal Court if they win a U.N. status upgrade on Thursday, but warned that seeking action against Israel in the court would remain an option, said the Palestinian U.N. observer.

The Palestinians appear certain to earn approval in the 193-member U.N. General Assembly for a status upgrade to "observer state" - similar to the Vatican's rank - from observer "entity." The move would implicitly recognize Palestinian statehood.

The change would allow the Palestinian territories to access bodies like the International Criminal Court in The Hague, which prosecutes people for genocide, war crimes and other major human rights violations, where it could complain about Israel.

"I don't believe that we are going to be rushing the second day to join everything related to the United Nations, including the ICC," Palestinian U.N. observer, Riyad Mansour, told a news conference at the United Nations on Tuesday.

But if Israel continued to violate international law, particularly by building settlements in the West Bank - territory Israel captured in a 1967 war - then Mansour said the Palestinians would consult with friends, including Europe, on "what should we do next to bring Israel into compliance?"

"We're not in the business of trying to prolong this conflict and settle scores," Mansour said. "But we are not fools nor dummies. If they don't move in that direction ... then all of us should be considering all other possible options in order to bring them into compliance."

Israel and the United States oppose the U.N. move by the Palestinians and have called on President Mahmoud Abbas to return to peace talks that collapsed in 2010 over the Israeli settlement construction. Abbas says he is ready for an unconditional resumption of talks after the U.N. upgrade.

In April, the ICC rejected a Palestinian request to examine alleged crimes in Gaza and the West Bank because the Palestinian territories were not a full U.N. member. But the Palestinian move on Tuesday to downplay their ICC aspirations appeared to be a bid to build European support ahead of the U.N. status vote.

France said on Tuesday it would support the Palestinians bid for U.N. non-member status, but the European vote at the United Nations is split. One senior diplomat said he expected between 11 and 16 European states to vote for the Palestinians, while the rest would be a mix of abstentions and no votes.

"When the question is asked, France will vote yes," French Foreign Minister Laurent Fabius announced in the French National Assembly, the lower house of parliament.

WRONG TIME

After Israeli, British and U.S. diplomats unsuccessfully tried to persuade the Palestinians to drop their bid for a U.N. status upgrade, they then focused on trying to get the Palestinians to guarantee that they would forego complaining about Israel to the ICC. The Palestinians refused.

Israel is concerned the Palestinians could ask the ICC - which is not an official U.N. body - to prosecute its leaders.

Britain, which recently pushed European countries to abstain on the U.N. vote, has asked the Palestinians to forego joining the ICC in return for its vote. Britain's U.N. Ambassador Mark Lyall Grant said London had not yet decided how to vote.

"We have made consistently clear that it is wrong for the Palestinians to bring this resolution to a vote at this time and that it isn't likely to be a helpful contribution to the peace process in the Middle East," he told reporters on Tuesday.

One envoy from a European country, as yet undecided on how it will vote, said the Palestinian comments on the ICC were "unlikely to be sufficient" to win broad European backing. "A vague promise not to go to the ICC won't cut it," he said.

Mansour said there were currently almost 60 co-sponsors of the Palestinian resolution and that he expected that to increase by the time it is put to a vote in the General Assembly.

"We tried very hard to win the largest number of European countries to vote in favor, we are delighted a certain number have declared their support for our draft resolution," he said.

European countries were split in voting for a successful Palestinian bid to join the U.N. cultural agency UNESCO in October 2011. The United States cut funding to UNESCO after it admitted the Palestinians as a full member.

The United States has suggested aid for the Palestinians - and possibly some funding for the United Nations - could also be at risk if the Palestinians win the U.N. upgrade. Israel has said it may cancel the Paris Protocol, a key economic accord it maintains with the cash-strapped Palestinian Authority.

A 1990s U.S. law prohibits American funds going to U.N. organizations that grant full membership to any group that does not have "internationally recognized attributes" of statehood. The Palestinians are not seeking U.N. membership.

The Palestinians launched their watered-down bid for recognition as an "observer state" after an attempt to gain full U.N. membership last year failed amid U.S. opposition in the U.N. Security Council.

(Additional reporting by Noah Browning and Ali Sawafta in Ramallah, John Irish in Paris and Crispian Balmer in Jerusalem; Editing by Douglas Hamilton and Jackie Frank)

Source: http://news.yahoo.com/days-vote-france-backs-state-palestine-u-n-173911855.html

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Canada's Carney named as Bank of England chief

LONDON/OTTAWA (Reuters) - Britain named Canadian central bank chief Mark Carney on Monday to head the Bank of England, springing the surprise choice of a foreigner to push reform of its troubled financial system.

A former Goldman Sachs investment banker who at the Bank of Canada guided the Canadian economy through the global economic crisis, Carney will succeed Mervyn King who retires in July.

Carney, who already plays a leading role in setting global banking rules, defended his departure from Canada and signaled that bigger problems awaited him in London.

"I'm going to where the challenges are greatest," he told an Ottawa news conference, stressing the need to "rebalance" the economy which has relied heavily on a financial services sector hit by huge losses and scandals.

"It's very important for the global economy that the UK does well, that it succeeds in this rebalancing of their economy, that the reform of the British financial system is completed," he said.

Carney will become the first non-British head of the central bank in its 300-year history, beating hot favorite BoE deputy governor Paul Tucker to the post, which will pay a salary of 624,000 pounds ($1 million). The Bank of Canada does not disclose Carney's exact salary but says he is paid in a range equivalent to US$436,200-$513,000.

During the crisis, Carney helped to make Canada's recession one of the shallowest of the world's richest nations. No Canadian bank needed government help, and the country recovered all the jobs it lost in the downturn relatively rapidly.

By contrast, Britain had to bail out Royal Bank of Scotland and Lloyds Banking Group, and the world's sixth-largest economy is still struggling to achieve growth four years after the crisis broke.

Carney, 47, will remain as head of the Financial Stability Board (FSB), a Basel-based body that sets global banking rules, when he moves to London next year, although the Bank of Canada itself does not regulate the country's banks.

"I believe he will bring the strong leadership and external experience that the Bank (of England) itself needs as it takes on its heavy new responsibilities for regulating our banking system," Chancellor of the Exchequer George Osborne, the finance minister, told parliament in announcing the appointment.

Carney will stay at the Bank of Canada through May, and starts at the Bank of England in July. He will serve a five-year term, rather than the eight years that had been expected for the next BoE governor.

From next year the BoE will take charge of British financial regulation, almost doubling its size. This boosted the case for a governor with strong management skills and financial market experience, rather than someone in King's academic mould.

Carney's past as a Goldman Sachs investment banker has been a double-edged sword, as he fought to prove his loyalties lie with ordinary citizens, not his high-flying banker ex-colleagues. He clashed memorably last year with JPMorgan Chase & Co Chief Executive Jamie Dimon in Washington, when the U.S. banker argued against new regulations for the financial sector.

DEAD MONEY

Carney also courted controversy in August when he accused Canadian firms of sitting on piles of "dead money", rather than investing it. Large British companies also have money to invest, but little appetite to do so at a time of strong economic risks.

How Carney's monetary policy experience will translate to Britain is less clear. Although the Bank of Canada has raised interest rates, unlike the BoE, economists said this reflected Canada's strong economy rather than a bias on Carney's part.

"Pragmatic is how I'd describe him," said Derek Burleton, an economist at Toronto-Dominion Bank. "He doesn't come across as an ideologue one way or the other."

Under King, the BoE has poured 375 billion pounds into the economy by buying government bonds. The Bank of Canada has not used this policy of "quantitative easing" largely because its economy never weakened enough to warrant it.

Until now, Carney had strongly played down the possibility of heading the British central bank. "(It's a) surprise, huge surprise," said Peter Dixon, an economist with Commerzbank. "That was the one guy I didn't have in the running.

Carney said he did not apply for his new job as part of the formal process, and discussions intensified only in the last two weeks.

He has already spent a decade in Britain as a postgraduate student at Oxford and at Goldman Sachs - where European Central Bank President Marin Draghi also once worked. Carney, whose wife is British, will apply for citizenship, Osborne said.

Carney pointed to the steady state of Canadian banks, which also contrasts to some of those in Britain that have been sucked into scandals over rigging the Libor interest rate and mis-selling financial products to people who didn't need them.

"We have a system that works very well. It's been tested under the biggest economic shock and financial shock that any of us will ever see in our lifetime, and it has passed that test," he said.

His job has been helped in recent years by booming prices for Canada's commodities exports from oil to gold and grain.

The still-athletic Carney - a sub-four-hour marathon runner - was once described as "un-Canadian" by one Ottawa official because of his sometimes confrontational style.

Canadian Finance Minister Jim Flaherty expressed the mixed feelings in Ottawa about Carney's departure. "It's bitter-sweet. It's our loss. His loss will be felt," he said.

The foreign exchange market passed a similar judgment with sterling rising against both the U.S. and Canadian dollars. The pound hit to a 2-1/2 week high against the Canadian dollar to C$1.5950 from C$1.5898 beforehand.

(Additional reporting by Matt Falloon and Kate Holton in London, and David Ljunggren and Louise Egan in Ottawa; Writing by Maria Golovnina; Editing by David Stamp and Alastair Macdonald)

Source: http://news.yahoo.com/canadas-carney-named-bank-england-chief-033259618--finance.html

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All items in '12 Days of Christmas' now top $107K

PITTSBURGH (AP) ? Add seven swans, six geese and five golden rings to the list of Christmas gifts that cost more than they did a year ago.

And if you get all 364 items repeated throughout "The Twelve Days of Christmas" carol, you'll pay 6.1 percent more this year, according to the so-called Christmas Price Index that PNC Wealth Management updates annually.

That comes to $107,300.

"The rise is larger than expected considering the modest economic growth we've had," said Jim Dunigan, managing executive of investments for PNC. He noted the government's Consumer Price Index has risen just 2 percent in the 12 months before September.

Thrifty shoppers may find some reasons for cheer. Six items mentioned in the song haven't gone up in price: maids-a-milking, ladies dancing, lords-a-leaping, calling birds, turtle doves and the partridge. The eight maids-a-milking still cost just $58 because the minimum wage hasn't risen.

Twelve drummers drumming ($2,775.50) and eleven pipers piping ($2,562) might also be considered relative bargains compared to seven swans, which will set you back $7,000. Nine ladies dancing will cost you $6,294.03.

Dunigan said the 2011 drought caused the prices of some birds to soar, partly because of corn and other feed costs.

"The geese were up 29.6 percent, and swans were up 11 percent," Dunigan said, adding that none of the gifts in the song went down in price this year.

The price of a pear tree is $189.99, an 11.8 percent jump from last year's $169.99. Five gold rings jumped 16.3 percent this year, to $750, and three French hens are now $165, instead of $150.

The $15 partridge is the cheapest item, and swans the most expensive, at $1,000 each.

Last-minute shoppers who turn to the Internet will pay a bit more for the gifts. Buying one set of the core items in each verse costs $24,431 in traditional stores this year, but $40,440 online. Part of that difference is the extra expense of shipping live birds, Dunigan said, adding that Internet costs rose 1.5 percent compared to last year.

PNC Financial Services Group Inc. checks jewelry stores, dance companies, pet stores and other sources to compile the list. Some of its sources this year include the National Aviary in Pittsburgh and the Philadelphia-based Pennsylvania Ballet Company.

Associated Press

Source: http://hosted2.ap.org/APDEFAULT/f70471f764144b2fab526d39972d37b3/Article_2012-11-26-Twelve%20Days-Cost/id-16c10781a852485b9cd75d8477ba7634

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IRL: ColcaSac's Hanakapiai sleeves, the iPhone 5 and the Galaxy S III on MetroPCS

Welcome to IRL, an ongoing feature where we talk about the gadgets, apps and toys we're using in real life and take a second look at products that already got the formal review treatment.

Two sleeves, two phones. That's what we've got in store for you this week, with Darren dropping $55 on two protective cases and two of our intrepid staffers trying out some new handsets. On team Android, we have Edgar setting aside his Galaxy Nexus to try out the GS III, while Jon Fingas (team Phone, really) trades off between a GNex and iPhone 5. How does he like his new iPhone apart from mapgate and that minor purple flare issue? Read on to find out.

Continue reading IRL: ColcaSac's Hanakapiai sleeves, the iPhone 5 and the Galaxy S III on MetroPCS

Filed under: Misc, Apple, Samsung

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Source: http://feeds.engadget.com/~r/weblogsinc/engadget/~3/5WhWVzZtTDc/

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Taylor Swift Wonders: What is Love?

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Investors switch to real estate | Stuff.co.nz

The market for Auckland investment properties priced under $2 million is booming, as investors divert money from managed funds into assets they can control directly.

Charles Cooper, the managing director of Colliers Auckland, said the sub-$2m commercial investment market was the company's most active sector and Colliers was selling almost one a day - between 300 and 350 of them a year.

Colliers classified the commercial investment market as any property other than industrial or residential.

As such, it covered a wide range from offices, showrooms and shops to mixed-use properties, and could include anything from bowling alleys to former movie theatres.

He said there had been a lot of talk that the market was being driven mainly by Asian buyers, but that was not correct.

There was a wide range of buyers and they tended to have two main characteristics in common, he said.

Most had what Cooper termed "genuine cash" and so were not borrowing large amounts to make their purchases, and they had lost confidence in other types of investments such as managed funds. They were looking for investments they could control themselves.

There was a mix of first-time buyers and those who were starting to build a small portfolio of properties, he said.

Selling by auction worked particularly well in this market and Colliers was selling 80 to 100 per cent of such properties on the day of the auction.

Cooper believed one of the keys to that success was restricting the number of properties going under the hammer to five or six a day, instead of the mega-auctions some agencies favoured.

That meant the brokers could spend more time during the auction negotiating with vendors and potential buyers to achieve the best price, instead of trying to rush them through.

But in some cases properties are also being sold off-market.

Colliers broker John Davies contacted the owners of the New World supermarket building at Green Bay, which had been owned by the same family for 20 years, on behalf of a private investor looking for such a property. It was sold for $3.3m, providing its new owner with a 5.7 per cent yield.

Although debt was not a big part of the equation for most buyers, the current low mortgage interest rates were helping many raise their sights.

A buyer that might have been looking at paying about $1m for a property when interest rates were higher might look for something closer to $1.25m at the current low rates, Cooper said.

An indicator of the strength of the market was the wide range of properties which were selling.

A property in a great location with a strong tenant on a long-term lease would obviously have buyers lining up and achieve the best price, Cooper said.

But even vacant properties and bare land which could be developed were selling well if they were priced realistically.

Some investors were prepared to pay cash for a vacant property and go without any rental income for six months while they did it up and then looked for new tenants.

Most properties were achieving yields in the 5-8 per cent range.

Some recent sales handled by Colliers include:

7 Milford Rd. Mixed-use property. Sold at auction for $1.887m plus GST. Yield 6.7 per cent.

48 Barry's Point Rd, Takapuna. Retail premises sold for $1.49m. Yield 6.7 per cent.

Saturn Place VTNZ. Sold post-auction for $1.064m. Yield 7.3 per cent.

Saturn Place Beaurepaires outlet, sold at auction for $1.655m. Yield 7.1 per cent.

21-23 Nixon St, Grey Lynn. Office property sold at auction for $1.53m. Yield 9.6 per cent.

212 & 212A Jervois Rd, Herne Bay. Retail premises sold at auction for $985,000. Yield 6.88 per cent.

- ? Fairfax NZ News

Source: http://www.stuff.co.nz/business/money/7994207/Investors-switch-to-real-estate

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Brandi Cochran Wins $7 MILLION in Punitive Damges from Price is Right

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Monday Reading: Reconsidering Flood Insurance - NYTimes.com

Kids and Money

Money Questions From Kids

Children often ask tough questions about money. In a series of posts this month the Bucks blog will discuss them one by one. We invite you to answer a few yourself or suggest new ones that your children have asked.

High Net Worth

Wealth Matters

Paul Sullivan writes about the strategies that the wealthy use to manage their money and their overall well-being.

Special Section

Financial Tuneup

All of us need to take some time every so often to knock things off of our financial to-do list. To help, we?ve created a series of articles and an interactive checklist to get you started.

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Source: http://bucks.blogs.nytimes.com/2012/11/12/monday-reading-reconsidering-flood-insurance/

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Republicans say deal can be done on "fiscal cliff" (reuters)

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Slovenians choose president amid talk of bailout

LJUBLJANA, Slovenia (AP) ? Slovenians voted for a president Sunday, hoping whoever wins will boost the prospects of the small, economically struggling country, which may become the next European nation needing an international bailout.

Three candidates are competing ? incumbent President Danilo Turk, former Prime Minister Borut Pahor and ruling center-right coalition candidate, Milan Zver. But none is expected to win the majority needed for an outright victory, so a second round of balloting will likely take place Dec. 2.

The presidency is a largely ceremonial post, but still commands political authority in this nation of 2 million. Chosen for a five-year term, the president heads the army and proposes the national bank chief. The latter is an especially sensitive task considering the severe financial crisis caused here by state-owned banks' rampant lending.

The race for president also could affect political stability in Slovenia, where the government of Prime Minister Janez Jansa faces strong opposition to the reform package it believes will help save the economy, such as pension and labor reforms.

Jansa's government also has pushed for the recapitalization of banks and the creation of a so-called wealth fund to manage state property, but the opposition is demanding a referendum be held on those measures.

Surveys suggest Turk is leading, followed by Pahor and Zver. Both Turk and Pahor have criticized Jansa's government. All three candidates promised to do their best to boost optimism in this European Union nation.

"Slovenia is a country for all ... our mutual obligation and our mutual responsibility," the 60-year-old Turk said. "Today we must show national responsibility, national unity and nationwide participation in this election."

Slovenia has been hit hard by the global economic downturn and the debt crisis in the eurozone. Once a prosperous EU newcomer, the former Yugoslav republic has been tipped as the next country that could seek outsiders' financial help, joining a list that includes Greece, Ireland, Spain, Portugal and Cyprus.

But many voters hope things can improve.

"I think it will be better," said Miro Pogavc, a 75-year-old retiree, as he cast ballot in the capital of Ljubljana. "Less fighting among us, and a better life. That's my opinion."

Pahor, 49, said his aim is to restore confidence among politicians and people in Slovenia. "My plan is to create an atmosphere of optimism," said Pahor, whose own government was ousted last year largely over the economic downturn.

The ruling coalition candidate, 50-year-old Zver, predicted "the result will be tight" but said he expects to make the runoff.

About 14 percent of voters cast ballots in the first four hours of voting. Some 1.6 million people are eligible to vote. The first unofficial results are expected shortly after polls close Sunday evening.

______

Jovana Gec contributed from Belgrade, Serbia, Amer Cohadzic in Ljubljana.

Source: http://news.yahoo.com/slovenians-choose-president-amid-talk-bailout-150217155.html

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Twitter mistakenly resets passwords of some users

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Source: http://news.yahoo.com/twitter-mistakenly-resets-passwords-users-183432648.html

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Commissioner finalises Muharram security plan | Pakistan Today ...

Karachi Deputy Commissioner (DC) District South, Mustafa Jamal Qazi chaired a meeting to review the plans of police and rangers to ensure protection of life and property of the citizens during Muharram; the first month of the lunar calendar.

The DC directed police and Rangers to conduct their duties as per the official guide lines and warned them of strict action if the directives of the chain of command were ignored. To avoid bloodshed in the holy month, police was told not to entertain requests of any influential personalities if they were not mentioned as their bosses in the chain of command. The meeting was attended by Ulema of all religious factions, official cadre of police, Rangers, Karachi Metropolitan Corporation (KMC), Karachi Water and Sewerage Board (KWSB) and traffic police officials. The DC ordered ordered removal of encroachments and ensure sufficient lightening on the routes the processions would choose to take. He appealed to the ulema to cooperate with the civil administration and requested them call him immediately if any accident happened.

Source: http://www.pakistantoday.com.pk/2012/11/08/city/karachi/commissioner-finalises-muharram-security-plan/

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Broadside Blog - Military Times ? Etiquette

Etiquette

Posted by Bacon on November 8th, 2012 filed in Broadside moments

Etiquette is hard (not to mention hard to spell).

For one thing, there are too many rules.

As a fast food aficionado, I am most comfortable eating on the move and steering with my knees, with one hand on a paper cup and the other digging for fries at the bottom of the bag. When I sit at a finely adorned table in a nice restaurant, I feel somewhat displaced.

It is the curse of mankind that everyone knows just enough etiquette to recognize that he has forgotten how to apply it when the time comes. I think it would easier to never learn in the first place; then you never know what you?re doing wrong and would enjoy the meal a lot more.

Forks ? work from the outside in. If you still have a couple on the table when the main course arrives, it is considered acceptable practice to toss the extras on the floor.

Drink glasses. The one on the left, or the one on the right? I have gone entire meals without drinking any water at all because no one would make the first move and claim one.

What if the waiter tries to grab your salad plate before you are done? This is not addressed in any etiquette books that I have read (which is none), but I would recommend taking one of the unused forks (see above) and using it to either poke the waiter?s hand or threaten him with it until he backs off.

Bread. I love bread. My philosophy at a fine restaurant is to eat as much as possible as quickly as possible in case some of the others at the table want some. With bread it is, ?You snooze, you lose.?

The reason these and other rules have become an issue is because in a couple of weeks we will be hosting a training seminar on formal dining for the eleven veterans in the Wyakin Warrior program, and I will be expected to know what I am doing. They will be watching me, using me as an example of fine dining etiquette. That may not be the best way to teach table manners, but I figure they?ll be fine if they follow my lead.

As long as they stay away from the bread basket.

Source: http://www.militarytimes.com/blogs/broadside/2012/11/08/etiquette/

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China helps BMW offset European weakness in Q3

FILE - The Sept. 13, 2011 file photo shows media people walking between BMW cars at the 64th Frankfurt Auto Show in Frankfurt, Germany. Strong sales of its luxury cars in China helped Germany's BMW AG overcome weak markets in crisis-ridden Europe. BMW announced Tuesday, Nov. 6, 2012 net profit rose 16 percent in the third quarter to euro 1.29 billion (US$1.65 billion) on a 13.7 percent jump in sales to a record euro 18.82 billion. (AP Photo/Michael Probst)

FILE - The Sept. 13, 2011 file photo shows media people walking between BMW cars at the 64th Frankfurt Auto Show in Frankfurt, Germany. Strong sales of its luxury cars in China helped Germany's BMW AG overcome weak markets in crisis-ridden Europe. BMW announced Tuesday, Nov. 6, 2012 net profit rose 16 percent in the third quarter to euro 1.29 billion (US$1.65 billion) on a 13.7 percent jump in sales to a record euro 18.82 billion. (AP Photo/Michael Probst)

The July 7, 2011 photo shows a BMW employee cleaning the hood of a BMW in the BMW plant in Regensburg, southern Germany. Strong sales of its luxury cars in China helped Germany's BMW AG overcome weak markets in crisis-ridden Europe. BMW announced Tuesday, Nov. 6, 2012 net profit rose 16 percent in the third quarter to euro 1.29 billion (US$1.65 billion) on a 13.7 percent jump in sales to a record euro 18.82 billion. (AP Photo/dapd, Lennart Preiss)

FRANKFURT, Germany (AP) ? Strong sales of its luxury cars in China helped Germany's BMW AG overcome weak markets in crisis-ridden Europe.

Net profit rose 16 percent in the third quarter to ?1.29 billion ($1.65 billion) on a 13.7 percent jump in sales to a record ?18.82 billion.

The Munich-based carmaker said Tuesday it was sticking to its forecasts for 2012 sales and earnings to be up on the previous year despite "an increasingly uncertain market environment."

CEO Norbert Reithofer called it a "good third quarter" but added that in the fourth quarter the company and the auto sector as a whole "are likely to be confronted with adverse business conditions."

Booming Asian sales helped the maker of the X5 sport utility vehicle and the 5-series sedan overcome a stagnant market in Europe. China sales rose 30 percent, while European sales grew by a modest 2.6 percent as sales sagged in southern Europe where the debt crisis is at its worst. Sales were even down slightly, by 0.5 percent, in BMW's home market of Germany.

Having a strong presence in three key regions ? Asia and the United States as well as Europe ? has helped insulate BMW from the tough European car market. Many countries, including Spain and Italy, are in recession, while unemployment across the 17-country eurozone has risen to a record 11.6 percent. Figures next week are widely expected to show that the eurozone as a whole is back in recession.

The associated slack demand has forced mass-market carmakers such as Ford Motor Co. to close plants, and others like General Motors' Opel to look at cutting capacity.

BMW however focuses on the more recession-resistant luxury end of the market, where profits per vehicle are higher. The company said its third quarter profits were helped by a strong model mix ? meaning sales are up in the more profitable parts of its model range. For the first nine months of the year, sales of its X3 SUV, produced in Spartanburg, South Carolina, rose 28.7 percent while those for its 5-series larger sedan increased by 5.3 percent.

BMW shares fell modestly, trading down 0.3 percent at ?64.30.

Associated Press

Source: http://hosted2.ap.org/APDEFAULT/f70471f764144b2fab526d39972d37b3/Article_2012-11-06-Germany-Earns-BMW/id-d55fbb7f62dc4c6b813eaf9cbdb05ac5

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